Debt advice warning: spot the red flags
People seeking debt advice are being urged to watch out for red flags. Free debt advice is available to everyone. However, the FCA is concerned that some consumers are being steered towards fee-payin
Real-time crypto & macro headlines, straight from the wire.
People seeking debt advice are being urged to watch out for red flags. Free debt advice is available to everyone. However, the FCA is concerned that some consumers are being steered towards fee-payin
Federal Reserve issues FOMC statement
Federal Reserve Board announces termination of enforcement action with SNB Bancshares and Bank of Eufaula
Federal Reserve Board issues enforcement actions with former employee of Northstar Bank, former employee of American Express Travel Related Services Company, Inc., and former employee of Regions Bank
Federal Reserve Board issues enforcement action with former employee of Sandy Spring Bank
Federal Reserve Board requests public comment on two proposals related to establishing a regulatory framework for Board-supervised payment stablecoin issuers under the GENIUS Act
Small and medium-sized enterprises (SMEs) could access finance more easily after the FCA sets out practical steps to help. An FCA review found no evidence that its regulation is a major barrier for S
The FCA and partners have taken further action against illegal peer-to-peer crypto trading in London. The FCA has carried out further operations with partners to disrupt illegal peer-to-peer crypto t
Speech by Steve Smart, executive director of enforcement and market oversight, at the Law Society Economic Crime Conference 2026. IntroductionA few weeks ago, I visited the Bank of England Museum to
During our review of consumer vulnerability, we saw how relatively simple changes can make a real difference. One payments provider serving small business customers found that some customers were stru
Kristen Payne and Mary-Frances StyczynskiThe money supply is defined as a group of safe assets with stable values that households and businesses can use to make payments or to hold as short-term inves
Harun Alp, Sina Ates, Colin Caines, Nathan Converse, Jasper Hoek, and Eva Van LeemputGlobal imbalances have returned to the forefront of policy debates, with China at the center of those discussions.
Speech by Lucy Castledine, director of consumer investments, at the 2026 Investor Summit. Speaker: Lucy Castledine, director, consumer investmentsEvent: Investor Summit 2026, LondonDelivered: 18 Sept
The FCA is partnering across sectors to expand protection insurance coverage for millions of unprotected people. While the market is working well for consumers who have protection insurance, millions
The FCA has begun High Court proceedings against Osborne Baldwin Limited, which trades as Hunter Jones and Hunter Jones Group. The FCA alleges that Hunter Jones, which sells loan notes, carries out r
The US-Israel war with Iran has caused fuel prices to soar due to disruption of global oil supplies.
Chris A. Avalos, Trang Hoang, and Eva Van LeemputIn recent years, Vietnam has attracted considerable attention as a potential major beneficiary of the 2018-19 U.S.-China tariff increases, reflecting s
Sriya Anbil, Alyssa Anderson, Lucy Cordes, and Romina RuprechtAs the Federal Reserve (Fed) navigates periods of balance sheet expansion and reduction, it has become increasingly important to understan
Elena FalcettoniOne of the goals of the Federal Reserve has always been the promotion of a safe and efficient payments system, and it consistently fosters such an environment by playing multiple, simu
Alex Haag, Colin J. Hottman, and Amanda TinkhamAmid the largest global oil supply shock in history, oil futures prices moved up much less than many expected. The steep backwardation in oil futures fro
Colin WeissIn 2025, world international reserves held in gold surpassed foreign official holdings of U.S. Treasury securities (figure 1), a fact drawing attention from media and policymakers (Nangle,
Nick Heyman, Colin J. Hottman, and Ryan MonarchThis note examines the heterogeneous exposure of states in terms of their consumption of direct consumer goods imports, which is an important channel thr
Faith Achugamonu, Elena Afanasyeva, Tim Schmidt-Eisenlohr, and Matthew P. SeayFollowing the Global Financial Crisis (GFC), banking supervision and regulation became more stringent for largest banks, p
Sharjil Haque and Jessie Jiaxu WangPrivate credit is often described as credit provided outside the banking system. In many cases, this description is accurate: private credit lenders originate loans
Ayelen Banegas, Sophia Castelo, Ahmet Degerli, Christine Dobridge, and Will Kennedy
Kenechukwu Anadu, Sean Baker, Fang Cai, Logan George, and Erik LarssonMutual funds (MFs) and other open-ended collective investment funds engage in liquidity transformation—they offer investors daily
Twenty-one Contracts for Differences (CFD) firms have closed since 2025, following a FCA crackdown. The FCA was concerned the firms were misusing their authorised status to mislead consumers. Three o
New FCA guidance will help firms understand how the law underpinning the UK's future cryptoasset regime applies to their business. It also sets out which activities may require FCA authorisation. The
We are investigating potential offences by Euro Exchange Securities UK Ltd (EES). The reason for opening the investigation is that it appears to us that, between 1 February 2020 and 4 June 2026, EES
Financial firms are shutting down hundreds of thousands of suspected money mule accounts, but organised criminal groups are still shifting dirty money through multiple bank accounts before cashing out
Speech by Nikhil Rathi, FCA chief executive at TheCityUK dinner, sponsored by Nasdaq. Thank you to TheCityUK and Nasdaq for bringing us together this evening.It’s a fitting venue for us to discuss ma
Kristen Payne and Mary-Frances StyczynskiThe money supply is defined as a group of safe assets with stable values that households and businesses can use to make payments or to hold as short-term inves
Harun Alp, Sina Ates, Colin Caines, Nathan Converse, Jasper Hoek, and Eva Van LeemputGlobal imbalances have returned to the forefront of policy debates, with China at the center of those discussions.
The move is part of a plan to improve rail infrastructure, cut train delays and improve experiences for passengers.
A third of students starting courses are living at home, the University of Gloucestershire says.
Elena FalcettoniOne of the goals of the Federal Reserve has always been the promotion of a safe and efficient payments system, and it consistently fosters such an environment by playing multiple, simu
Oscar Monterroso and Diego VilánEmerging market economies, particularly those that depend heavily on commodity exports, have long been characterized by more volatile and disruptive business-cycle dyna
Ayelen Banegas, Sophia Castelo, Ahmet Degerli, Christine Dobridge, and Will Kennedy
Kenechukwu Anadu, Sean Baker, Fang Cai, Logan George, and Erik LarssonMutual funds (MFs) and other open-ended collective investment funds engage in liquidity transformation—they offer investors daily
Sriya Anbil, Alyssa Anderson, Lucy Cordes, and Romina RuprechtAs the Federal Reserve (Fed) navigates periods of balance sheet expansion and reduction, it has become increasingly important to understan
Paul E. Soto, Mason Thieu, and Jeffrey S. AllenThis note presents publicly available indicators that can help researchers and policymakers track the evolution of the generative AI buildout and its pot
Chris A. Avalos, Trang Hoang, and Eva Van LeemputIn recent years, Vietnam has attracted considerable attention as a potential major beneficiary of the 2018-19 U.S.-China tariff increases, reflecting s
Faith Achugamonu, Elena Afanasyeva, Tim Schmidt-Eisenlohr, and Matthew P. SeayFollowing the Global Financial Crisis (GFC), banking supervision and regulation became more stringent for largest banks, p
Sharjil Haque and Jessie Jiaxu WangPrivate credit is often described as credit provided outside the banking system. In many cases, this description is accurate: private credit lenders originate loans
People seeking debt advice are being urged to watch out for red flags. Free debt advice is available to everyone. However, the FCA is concerned that some consumers are being steered towards fee-payin
Alex Haag, Colin J. Hottman, and Amanda TinkhamAmid the largest global oil supply shock in history, oil futures prices moved up much less than many expected. The steep backwardation in oil futures fro
Colin WeissIn 2025, world international reserves held in gold surpassed foreign official holdings of U.S. Treasury securities (figure 1), a fact drawing attention from media and policymakers (Nangle,
Nick Heyman, Colin J. Hottman, and Ryan MonarchThis note examines the heterogeneous exposure of states in terms of their consumption of direct consumer goods imports, which is an important channel thr
Speech by Steve Smart, executive director of enforcement and market oversight, at the Law Society Economic Crime Conference 2026. IntroductionA few weeks ago, I visited the Bank of England Museum to
Speech by Lucy Castledine, director of consumer investments, at the 2026 Investor Summit. Speaker: Lucy Castledine, director, consumer investmentsEvent: Investor Summit 2026, LondonDelivered: 18 Sept